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ABOUT US

Chad Gutierrez

Chad Gutierrez

Public Adjuster

Chad Gutierrez is a 12 year insurance industry veteran. Chad have overseen over 1100 claims representing  16 million in recoveries. Chad started his career as a roofing salesman and quickly decided to get into contracting. Somewhere along the line Chad realized he had a penchant for settling  and estimating insurance claims. Chad lives in Cleveland, TN and is an avid gamer, poker grinder, airsoft operator, and classical musician.

What is a Public Insurance Adjuster?

The first thing that your insurance company does in the event of a claim is to assign the claim to an insurance adjuster. This adjuster works for your insurance company. Their job is to settle the claim as swiftly and cheaply as possible. Your insurance companies’ number one goal is to preserve as much capital as possible leading to low-ball claim settling tactics. Obviously, we are in a capitalist society and the end goal of every business is to turn a profit.

 

A public adjuster works for YOU. They are the opposite of the insurance carrier’s adjuster. They have a fiduciary duty to you. This means that at all times they must act in your best financial interests. Public Adjusters are new to this area. The industry was pioneered in California and Florida.

 

Our firm is not like other firms. We work directly with contractors to minimize or eliminate out of pocket cost. Our preferred contractor list is highly vetted and professional. This can eliminate the stress associated with finding one on your own. Additionally, if problems arise, we will advocate and advise you in any capacity.

 

The process can be arduous, and your insurance company knows the longer the claim takes the more likely it is you will give up. With Claim Cops and Chad, you can set it up and forget about it while we work our claim wizardry. Call today for your free evaluation. Have your insurance policy ready so we can properly advise you.