Fire & Smoke Claims
Cleveland Public Insurance Adjusters is an independent public adjusting company offering private insurance claim assistance to commercial and residential property homeowners facing a covered insurance loss due to fire, water, flood, mold, storm wind, hail, tornado, lighting, content loss damage claims in the Cleveland, Tennessee area.
Fire Damage Insurance Claims
Under most property insurance policies fire damage is covered. However, it is important to note that there are certain instances which would result in a rejected claim due to arson and negligence. According to the National Fire Protection Association (NFPA), there were 490,500 structure fires in the United States in 2020, up 1.9 percent from 2019. If your property has been damaged by fire or smoke, we are here to help! We are experts in navigating the insurance claim process for property losses. We handle your claim with care, compassion and dedication to ensure you recoup the full value of your property loss.
Fire damage claims range from small scale fires such as kitchen fires to entirely burned down structures or worse. It’s not a simple task to mitigate damages caused by fire due to carbon monoxide traveling through the air. Carbon monoxide is an odorless but toxic gas that pollutes the air and can damage the lungs. Because of the unpredictability of a fire damage site, it’s truly best to leave these tasks to the professionals. Apart from deadly fumes and thick smoke, fires may have died down from the initial flames but it is not uncommon for cinders and hidden fires to re-ignite and further damage your property or threaten your safety.
If you have suffered from a fire damage in your property you want to hire the best public adjuster in Tennessee.
Call Claim Cops today.
Other types of property damage.
- Torrential rain
- Hurricanes
- Hail storms
- High winds
Fire Restoration After These Common Causes
Electrical fires – Electrical issues that can cause house fires are ungrounded electrical systems, old knob-and-tube or aluminum wiring, old breaker panels, frayed wiring, animals chewing through wires, power surges, etc.
Lightning strikes – Lightning strikes can cause house fires if they hit the house, anything flammable at ground level, nearby utility poles, overhanging trees, etc.
Theft or vandalism – Criminal activities can cause house fires.
Occupants – Carelessness at home, such as falling to sleep with a lit cigarette, leaving something cooking on the stove, or a child playing with matches can cause house fires.
Explosions or appliances – Gas explosions, grease fires, bad appliances, etc., can cause house fires.