Flood and Water Claims
Cleveland Public Insurance Adjusters is an independent public adjusting company offering private insurance claim assistance to commercial and residential property homeowners facing a covered insurance loss due to fire, water, flood, mold, storm wind, hail, tornado, lighting, content loss damage claims in the Cleveland, Tennessee area.
FLOOD DAMAGE CLAIMS
Flood damage can devastate a property, and is generally one of the most costly damage types a property owner will face. A flood is loosely defined as “an excess of rising water on land that is normally dry.” The most common causes of flood that can damage a property include:
- Heavy rains
- Thawing snow
- Storm Surges
- Flash flooding
- Broken Levees
- Overflowing Rivers
Although the causes are different, flood damage essentially results in water damage, which is covered on our water damage claim page. Flood damage can result in many thousands of dollars in losses for a property owner, so it’s important to take action immediately to begin the recovery process.
- Ceiling damage
- Water heater bursts
- Broken drain lines
- Broken angle stops
- A/C Unit leaking
Is Flood Damage Covered by Your Insurance Policy?
In a normal insurance policy, flood damage is NOT covered, and requires a separate policy to be purchased through a provider or the National Flood Insurance Program. If you do have this extra coverage from the mentioned providers, we can help you get the maximum dollar amount possible from your policy coverage. Floods are the #1 natural disaster in the United States. Rising water from land can be devastating and often will lead to more serious issues such as mold and fungus growth. According to the Federal Emergency Management Agency (FEMA), flood losses in the United States averaged $2.4 Billion per year for the last decade. If you’ve had a property damage due to flood, let us advocate to reclaim your property loss to its full value.